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Finance Vendor Details

Neighborhood Housing Services Revolving Loan Fund
Lender: Neighborhood Housing Services of Los Angeles County
Contact Information
Website: http://www.nhslacounty.org
Phone: (213) 381 - 2862
Email: lending@nhslacounty.org
Property Types
Program Description
The Neighborhood Housing Services' Revolving Loan Fund offers low to moderate income-qualified homeowners in Los Angeles County a secured loan to finance home renovations, including energy projects. The Revolving Loan Fund was created by Neighborhood Housing Services of LA County (NHS) and Grid Alternatives.
Verified by Lender on: 9/17/2015
The data provided is for informational purposes only. For actual loan terms specific to borrowers, contact the lender directly.
Types of Financing
Secured
Financing & Payment Information
Term (years):
15
Minimum Amount:
$1
Maximum Amount:
$40,000
Fees:
None
Money Down Required:
Yes
Repayment Method:
Off-bill loan (Direct to Lender)
Payment Frequency:
Monthly
Pre-Payment Penalty:
No
Allowable Projects
Funds Energy Efficiency projects
Funds Water Efficiency projects
Funds Renewable Energy projects
Funds Demand Response projects
Funds other energy projects
Funds other energy-related projects
Funds other non-energy projects
Other Program Requirements
Financing Approval Time
More than 48 hours
Equity in Property Needed
No

Financial Products

Lien type Secured loan
Re-Payment Method Off-bill loan (Direct to Lender)
Property Types
Automatic payment option available No
Requires utility incentive program participation No
Must use Program's pre-approved contractors No
One-time fees (% of total financing)
One-time fees (fixed)
Ongoing fees
Financing Amount $1 - $40,000
Financing Term (yrs.) 15 year(s)
Rate 0 - 3%
Money Down Required? Yes
Credit Enhancement Available Yes - Other
Transferrable No
Prepayment Penalty or Fee No
Tax Deductibility No
Minimum Credit Score Required
Equity in Property Required Yes
Debt to Income Ratio Required Yes
Involuntary Property Liens Allowed No
Foreclosures Allowed
Bankruptcies Allowed
Mortgage Lender Consent/ Acknowledgement No
Must be current on property taxes Yes
Must be current on mortgage Yes
Loan to value
Debt Service Coverage Ratio No
Financing Approval Time More than 48 hours
Projected Energy Savings/Cash Flow is considered No
Must be current on utility bill No

Upgrades Covered

No Results

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