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The Energy Loan Program
Lender: The Energy Loan Program
Product Description
The Energy Loan Program is offered through Valley Oak Credit Union, a CHEEF Participating Lender. It offers an unsecured loan to pay for eligible energy efficiency projects for qualified single-family residential customers in Tulare and Madera Counties. Up to 30% of the loan can be used to pay for other, non-energy efficiency home improvements, such as water-saving projects and remodeling!
Miscellaneous Information
The property must receive gas and/or electric service from Pacific Gas and Electric, Southern California Gas, Southern California Edison or San Diego Gas & Electric.

Loan may finance single measures or multiple measures.

To find a Qualified Contractor near you, visit https://myenergy.energyupgradeca.org/contractor/search. Looks for contractors with the "CHEEF Residential" logo.
Verified by Lender on: 3/16/2017
The data provided is for informational purposes only. For actual loan terms specific to borrowers, contact the lender directly.
Property Types
Sponsor:
CHEEF
Financing Type
Unsecured
Financing & Payment Information
Rate (APR):
7.45% - 9.95%
Term (years):
11 - 15 years
Minimum Amount:
$25,000
Maximum Amount:
$50,000
Fees:
None
Down Pmt. Required:
No
Re-pmt. Method:
Off-bill loan (Direct to Lender)
Pmt Frequency:
Monthly
Pre-pmt Penalty:
No
Allowable Projects
Funds Energy Efficiency projects
Funds other energy projects
30% of the loan may finance other home improvements, including water efficiency and demand response projects. Solar may not be
Funds other energy-related projects
Alterations necessary to complete the energy efficient project may be included.
Funds other non-energy projects
30% of the loan may finance other home improvements, including water efficiency and demand response projects.
Other Program Requirements
Contractors
Must be program-approved
Financing Approval Time
Within 24 hours - Preliminary
Equity in Property Needed
No

Other Variations of this product

The Energy Loan Program

Property Types
Sponsor CHEEFCHEEF
Financing Type Unsecured loanUnsecured loan
Term (years) 1 - 5 year(s) year(s)6 - 10 year(s) year(s)
Rate (APR) 7.45% - 9.95%7.45% - 9.95%
Min. Amount $1,500$10,000
Max. Amount $50,000$50,000
One-time Fees NoNo
Ongoing Fees NoNo
Description The Energy Loan Program is offered through Valley Oak Credit Union, a CHEEF Participating Lender. It offers an unsecured loan to pay for eligible energy efficiency projects for qualified single-family residential customers in Tulare and Madera Counties. Up to 30% of the loan can be used to pay for other, non-energy efficiency home improvements, such as water-saving projects and remodeling!The Energy Loan Program is offered through Valley Oak Credit Union, a CHEEF Participating Lender. It offers an unsecured loan to pay for eligible energy efficiency projects for qualified single-family residential customers in Tulare and Madera Counties. Up to 30% of the loan can be used to pay for other, non-energy efficiency home improvements, such as water-saving projects and remodeling!

Other Products By This Lender

Lender: Valley Oak Credit Union

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